Financial Freedom CoachingSep 3, 20213 minSAVING FOR RETIREMENT AT 20Are you around twenty years of age? If you are, retirement may be the last thing on your mind. With that said, it should be at least...
Financial Freedom CoachingSep 2, 20213 minTHE ENVELOPE SYSTEM OF BUDGETINGOften, when you cash a check through a bank, your money is given to you in a cash envelope. People used to spend the money in this...
Financial Freedom CoachingJul 30, 20213 minSAVING FOR RETIREMENT AT 30Are you in your thirties? If you are, retirement may be something that you occasionally think about. If not, now is the time to start....
Financial Freedom CoachingJul 28, 20214 minPAY OFF YOUR MORTGAGE EARLY?It used to be that you worked hard over the course of your life, burned through your mortgage, and then burned the papers in the front...
Financial Freedom CoachingJul 23, 20213 minHOW MUCH LIFE INSURANCE DO I NEED?How Much Term Life Insurance Should I Buy: Term life insurance is an important part of the financial planning process. It serves to...
Financial Freedom CoachingJul 22, 20212 minMORTGAGE PAYMENTS I CAN AFFORDShopping for a home can be an exciting time in one’s life. There are so many things to consider. How many rooms, how many bathrooms, the...
Financial Freedom CoachingJul 22, 20213 minBuilding An Emergency FundNone of us have the ability to foresee the future or predict the hurdles which lie ahead of us. This makes building an emergency fund a...
Financial Freedom CoachingJul 19, 20213 minDISABILITY INSURANCE A SHORT REVIEWThe American Council of Live Insurers estimates that one-third of all adults between the ages of 35 and 65 become disabled for a period...
Financial Freedom CoachingJul 14, 20213 min7 EMERGENCY CASH FIXESWhen you are desperate to raise emergency funds, it usually doesn’t take very long for you to realize who cares about you, who is truly a...
Financial Freedom CoachingJul 12, 20212 minREASONS TO REFINANCEThere are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year...
Financial Freedom CoachingJul 7, 20213 minCash Is King!Cash Is King is the basic principle of using cash instead of debit/credit cards whenever possible. If you understand and follow the basic...
Financial Freedom CoachingJul 6, 20213 minsaving on a limited budgetAre you living day-to-day or from paycheck-to-paycheck? If you are, you are not alone. Many Americans are now finding themselves in a...
Financial Freedom CoachingJun 30, 20214 minhome energy savings!We are blessed with the discovery and proper utilization of energy. There are several sources of energy that make our living easier....
Financial Freedom CoachingJun 29, 20213 mindivorce: Financial LessonsWhether it comes before or after the papers are signed, economic hardship is way too familiar to many couples who divorce. Following a...
Financial Freedom CoachingJun 28, 20212 min529 College Savings PlansSaving money for college expenses is a goal I hear many young parents talk about, and one of the best ways to build tax-advantaged...
Financial Freedom CoachingJun 25, 20214 minMutual Funds: the Long HaulIf you have gotten to the point in your financial life where you are out of debt and have 3 -6 months of savings set aside it is probably...
Financial Freedom CoachingJun 22, 20214 minAmerican Debt 2021Summary: As of 2008, when it comes to debt relief, home equity is the only asset many people have to alleviate their debt challenges....
Financial Freedom CoachingJun 18, 20213 minCredit card tips to help you retire!While extremely convenient, credit cards can be a very costly consumer product. Most people do not realize how expensive carrying a...
Financial Freedom CoachingJun 11, 20211 minget a budget and get a grip!Knowing exactly where your money is going is the first step that allows you to get a grip on how you will pay off your debt. Once you...