Are you around twenty years of age? If you are, retirement may be the last thing on your mind. With that said, it should be at least...

Often, when you cash a check through a bank, your money is given to you in a cash envelope. People used to spend the money in this...

Are you in your thirties? If you are, retirement may be something that you occasionally think about. If not, now is the time to start....

It used to be that you worked hard over the course of your life, burned through your mortgage, and then burned the papers in the front...

How Much Term Life Insurance Should I Buy: Term life insurance is an important part of the financial planning process. It serves to...

Shopping for a home can be an exciting time in one’s life. There are so many things to consider. How many rooms, how many bathrooms, the...

None of us have the ability to foresee the future or predict the hurdles which lie ahead of us. This makes building an emergency fund a...

The American Council of Live Insurers estimates that one-third of all adults between the ages of 35 and 65 become disabled for a period...

When you are desperate to raise emergency funds, it usually doesn’t take very long for you to realize who cares about you, who is truly a...

There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year...

Cash Is King is the basic principle of using cash instead of debit/credit cards whenever possible. If you understand and follow the basic...

Are you living day-to-day or from paycheck-to-paycheck? If you are, you are not alone. Many Americans are now finding themselves in a...

We are blessed with the discovery and proper utilization of energy. There are several sources of energy that make our living easier....

Whether it comes before or after the papers are signed, economic hardship is way too familiar to many couples who divorce. Following a...

Saving money for college expenses is a goal I hear many young parents talk about, and one of the best ways to build tax-advantaged...

If you have gotten to the point in your financial life where you are out of debt and have 3 -6 months of savings set aside it is probably...

Summary: As of 2008, when it comes to debt relief, home equity is the only asset many people have to alleviate their debt challenges....

Financial Peace!

While extremely convenient, credit cards can be a very costly consumer product. Most people do not realize how expensive carrying a...

Knowing exactly where your money is going is the first step that allows you to get a grip on how you will pay off your debt. Once you...